For Credit Unions

AI that works for your members. Governed for your examiners.

Credit unions are deploying AI to serve members better, operate leaner, and compete with banks. Autessa is the platform that makes it fast, safe, and provable.

Book a demoSee how it works
Loan DecisioningLoan OriginationMortgage UnderwritingAccount OpeningKYC VerificationBSA/AML MonitoringFraud DetectionFair Lending AuditsMember ServicesCall Center TriageDispute ResolutionCredit RiskDocument ProcessingBack Office OpsCompliance ReportingCollectionsOnboardingAudit Logging

Live Operations

See every agent. Every decision. Every guardrail.

A single pane of glass for every AI use case running across your credit union — with live performance, fairness checks, and policy violations surfaced the moment they happen.

AI Operations — Member First CUAll systems active
↑ 34%
Loan processing
98.2%
Member satisfaction
0
Policy violations
Loan Decisioning1,402 decisions · fair lending ✓Active
Member Services Bot4,891 sessions · PII protectedActive
Fraud DetectionReal-time · model v2.3Monitoring
Document ProcessingModel risk review dueReview
4 use cases active·0 violations·last updated 2s ago

The Moment

AI is the biggest competitive lever credit unions have had in decades.

The institutions that move now will pull ahead. The ones that move carelessly will have a different kind of problem.

The Opportunity

Compete with banks. Win on service.

AI lets credit unions do things that used to require three times the headcount — faster loan decisions, 24/7 member support, proactive fraud prevention, smarter back-office ops.

  • Faster credit decisioning and loan processing
  • Personalized member services at scale
  • Real-time fraud detection and prevention
  • Leaner operations without sacrificing service
  • Competing with big-bank digital experiences
The Challenge

AI without governance is a liability, not an asset.

The NCUA is actively developing AI oversight expectations aligned to NIST RMF and OMB M-25-21. Credit unions deploying AI in silos — without visibility, audit trails, or policy enforcement — are already behind.

  • No visibility across fragmented AI tools
  • Can't demonstrate compliance to examiners
  • Fair lending and PII exposure risks
  • Core vendors moving too slowly
  • Governance as an afterthought, not infrastructure

The Platform

Deploy AI. Govern it. Prove it.

Autessa gives credit unions a single platform to build and run AI across every function — with the oversight and audit trail built in from the start.

Deploy AI across your institution

Build and run AI agents for lending, member services, fraud, operations, and compliance — without standing up separate tools for each one.

Full visibility across every use case

See every AI interaction in real time. No blind spots, no silos. One view of what your AI is doing, to whom, and with what data.

Policy enforcement, not best effort

Define exactly how AI operates at your institution. Agents stay within those boundaries — no PII leakage, no fair lending exposure, no rogue behavior.

Immutable audit trail

Every decision, action, and output logged automatically. When an examiner asks, you have the answer — instantly, exportable, exam-ready.

Works with your existing stack

Connects to your core system, CRM, and ops tools via API. Autessa governs the AI layer — it doesn't replace what's already working.

Scale at the right pace

Start with one use case. Expand as your confidence grows. We stay alongside your team — from first deployment through scaled operations.

Regulatory Alignment

Built for the frameworks examiners will use.

The NCUA is aligning AI oversight to NIST RMF and OMB M-25-21. Autessa maps directly to those frameworks — so governance is built in, not bolted on when the examiner asks.

NIST AI Risk Management Framework

NCUA's stated alignment standard for credit union AI governance

OMB M-25-21

Federal AI governance memo NCUA is actively aligning its compliance plan to

NCUA Third-Party Guidance (07-CU-13)

AI vendor oversight tied explicitly to existing third-party relationship rules

COSO Enterprise Risk Framework

Board oversight, risk appetite, and AI performance monitoring

Autessa Delivers

What you get against every framework above.

AI use case inventory

Every model, agent, vendor — catalogued and exportable

Immutable audit logging

Complete record of every AI decision and output

Fair lending monitoring

Continuous checks on decisioning agents

Third-party AI oversight

Document and monitor every vendor model relationship

Exam-ready reporting

One-click exports structured for NCUA review

Get Started

Already running AI? Let's make sure it's working and provable.

Most credit unions have AI in production. Few can show an examiner what it's doing. Autessa gives you the visibility, governance, and audit trail your existing AI is missing.

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