← Autessa for Finance

COI · Compliance

Know a sub is covered before you pay them.

Autessa reads and verifies every COI and lien waiver, then puts the vendor's compliance status on the payment itself — so an expired certificate is caught before the check goes out. With or without an ERP.

Verify · catch · decide

The problem

Tracking a certificate is not the same as catching a bad payment.

Most teams already track compliance somewhere. A folder stores the documents; a COI tool can verify them. The exposure isn't that the certificate is missing from a list. It's that a payment goes out to a vendor whose coverage lapsed or whose waiver isn't in, because the status lives in one place and the payment runs in another.

Why it slips

The person tracking insurance dates is rarely the person cutting the check. The status and the payment live in two systems that don't talk at the moment that matters.

Where it lands

Pay a sub whose coverage lapsed and the liability is yours, not theirs. Release a check without the waiver and a lien can still land on your client's project.

What it is

Storage is the easy part. The harder part is making sure the certificate is actually valid, current, and in front of the right person right when the payment is about to go.

Catch a bad payment before it goes out.

Book a 30-minute demo and we'll show it live, then a free pilot on your own data.

The solution

Verified compliance, shown where the payment happens.

Autessa collects the documents, reads them, and checks them against your requirements. Then it carries that verified status to the payment, so nothing goes out against an expired certificate or a missing waiver without your team seeing it first. Your team still decides whether to hold, pay, or override.

Verify

Read and checked, not just filed

Each COI is read for coverage, limits, dates, named insured, and key endorsements, then checked against the requirements you set for that project or vendor class. Anything unclear is routed to your team.

GL limit $1M → required $2M · flagged deficient
Catch

The status lands on the payment

When a payment is being prepared, that vendor's live compliance status is right there. Expired, deficient, or missing is flagged before release, with the reason.

COI expired 8 days ago → held for review
The point is not a wall that freezes your pay run. Autessa shows the problem at the moment of payment and lets your team decide — hold it, pay it anyway, or override with a logged reason. It removes the blind spot, not the control, and every decision is recorded for audit.
Verify · catch · decide

How it fits

Collected, verified, and shown at payment.

Autessa handles collection, reading, and verification, and shows the status where the payment is made. Nothing to re-key, nothing to reconcile, and the sign-off stays with your team.

1Request and collect COIs and waivers from subs, no vendor login
2Each document is read and verified against your requirements
3Expiring and missing documents are flagged ahead of time
4At payment, the vendor's status is shown to your team
5Your team approves — and the status follows the vendor in your books

Sign-off stays with your team. Autessa does the reading and the catching; your people make the call before anything is released.

Compliance works with or without an ERP. On Acumatica or NetSuite the status is written back to the vendor record; on its own, it lives with the payment in Autessa.

This is one of several finance workflows Autessa runs. Start here; the rest is there when you want it. See all →

Questions finance teams ask

Straight answers before you book.

How is this different from a COI tracking tool like Billy or myCOI?+

COI tracking tools verify certificates and write a status to a list, then leave it to a person to act on it. They sit beside accounts payable, not inside it. Autessa verifies the same documents and shows the result on the payment as it is being prepared, in the same place that pays.

Does Autessa stop payments automatically?+

No. Autessa flags a vendor whose COI is expired, deficient, or missing, or whose lien waiver is not in, on the payment before it is released. Your team decides whether to hold it, pay anyway, or override with a logged reason. Every decision is recorded for audit.

Can Autessa read certificates of insurance and check coverage?+

Yes. Autessa reads each certificate, extracts coverage types, limits, dates, named insured, and key endorsements, and checks them against the requirements you set for that project or vendor class. Anything it cannot read with confidence is routed to your team rather than passed through.

Do I need an ERP to use this?+

No. Compliance verification works with or without an ERP. If you run Acumatica or NetSuite, the verified status is written back to the vendor record and shown at payment. If not, the status lives with the payment in Autessa.

Does it handle lien waivers too?+

Yes. Alongside COIs, Autessa tracks lien waivers, flags missing ones before a payment is released, and shows their status on the payment so a check does not go out without the waiver in.

How does it collect documents from subcontractors?+

Autessa requests and collects COIs and waivers directly from your subs with no vendor login required, and chases expiring or missing documents automatically, so the burden of collection is off your team.

Is there an audit trail?+

Yes. Every verification result and every payment decision — hold, pay, or override with a reason — is recorded, so you have a defensible audit trail of who decided what and why.

Book a meeting

See a bad payment get caught before it goes out.

Thirty minutes. We'll show Autessa reading a real certificate, checking it against your requirements, and flagging it on the payment. Then prove it on your own vendors.

Live in two weeks. Run it on your own data for 30 days. If it doesn't do what we showed you, walk away owing nothing.

SOC 2 Type II compliant. Your IT team can review everything at our Trust Center.