Accounting software comparison
Autessa Accounting vs Digits
Digits runs an agentic general ledger that books transactions on its own, and its free MCP now lets your agents read and write to it. It is a serious option for AI-first finance. Autessa Accounting takes a different view of the same future: a person approves every row, and the ledger reaches out to the cards, so budgets and AI spend are controlled at the point of purchase.
Side by side
Autessa Accounting vs Digits, at a glance
| Capability | Autessa Accounting | Digits |
|---|---|---|
| AI suggests, a person approves every row | Included | Auto-books, flags items for review |
| Budgets that tighten or freeze cards, then undo it next month | Included | Not listed |
| Agent cards for AI agents: allowed merchants, per-charge cap, expiry | Included | Not listed |
| Issue, limit and freeze cards from your books | Included (Mercury) | Not listed |
| Department budgets by month and category | Included | Budget vs actuals coming soon |
| Departments with owners, cards and monthly budgets | Included | Core plan and up |
| Append-only log of what automation did | Included | Not listed |
| PDF, Excel and CSV statements from any bank, math checked before saving | Included | Not listed |
| Full headless access (Autessa MCP) | Included | Own MCP, read and write |
| 100% customizable, code and all (Autobot) | Included | API, custom reports and dashboards |
| Same platform as your HR, CRM and IT apps | Included in Autessa | Via API |
| Revenue recognition (ASC 606) | Included | Automated schedules |
| Double-entry general ledger | Included | Included |
| Bill pay | Included, via Mercury | Included |
✓ included · ◐ partial, plan-dependent or through another product · — not listed. Based on publicly available information as of November 2026. Product names are trademarks of their owners.
Where Autessa wins
Why teams choose Autessa Accounting over Digits
A person on every row
Digits aims to book transactions without you. Accounting codes them for you and waits for a person, and each approval can write a rule so the same merchant goes faster next time.
Control at the card, not only the ledger
Budgets lower Mercury limits or freeze cards when a department runs over, and agent cards keep AI spend to allowed merchants with a per-charge cap.
Headless beyond the ledger
Digits’ Write MCP covers transactions, bills, invoices and the chart of accounts. The Autessa MCP covers those jobs plus cards, budgets and the review inbox, so an agent can act on spend as well as record it.
The app changes with you
Digits offers an API for building on the ledger. Autobot changes Accounting itself from a plain-language request, such as a new close step or a department report, code and all.
Getting started
How do teams switch to Autessa Accounting?
Upload statements or connect Mercury, set up departments and budgets, and enter opening balances as journal entries.
FAQ
Questions about Autessa Accounting and Digits
How does Autessa Accounting post transactions?
It codes them automatically where it can, and a person approves every row before it posts, so nothing lands in the books unreviewed.
Does it have bill pay?
Yes, through Mercury by ACH, check or wire.
Does it have month-end close?
Yes. Close checks for waiting, unmatched or unbalanced items and saves every account’s balance.
Can I change how Autessa Accounting works?
Yes, completely. Autobot changes the app from a plain-language request, or your developers can change the code directly.
How does the Autessa MCP compare with Digits’ MCP?
Both let AI agents read and write. The Autessa MCP reaches the whole app, including cards, budgets and the review inbox, and its activity log keeps a record of what automation did.
100% customizable, code and all
Make Autessa Accounting fully your own.
Use it out of the box, then change anything. Ask Autobot, Autessa’s AI builder, for a new field, screen, report, workflow or agent and it builds it into your copy of the app. Or open the code and edit it yourself. Nothing is locked: the app, its data and its code are yours.
Start free and make it yours